Kissht: Instant Personal Loans 2.5.1

Kissht presents itself as a reputable instant loan application in India, designed to facilitate quick online loans including personal and business financing. Users seeking immediate financial assistance for unexpected expenses or business expansion may find this platform beneficial.

What is the Kissht App?
Kissht provides online personal loans up to ₹5,00,000 with minimal documentation and a quick application process that promises disbursement within five minutes. In addition to personal loans, Kissht offers competitive financing options for businesses, enabling rapid access to capital.

Example of an Unsecured Personal Loan:
- Loan Amount (Sanctioned): ₹60,000
- Tenure: 18 months
- Interest Rate: 33% per annum
- Processing Fee (incl. GST): ₹4,248
- Total Interest: ₹16,858
- EMI: ₹4,271
- APR: 44%
- Net Disbursed Amount: ₹55,752
- Total Loan Repayment Amount: ₹76,858
- Total Cost of the Loan: Interest + Processing Fees = ₹21,106

Kissht collaborates with RBI-registered Non-Banking Financial Companies (NBFCs), including:
- Si Creva Capital Services Pvt Ltd
- MAS Financial Services Ltd
- Northern Arc Capital Ltd.
- Piramal Capital & Housing Finance Ltd.
- SMFG India Credit Co. Ltd.

How to apply for a Kissht Instant Loan:

1. Install the Kissht app
2. Register using your mobile number and accept basic permissions
3. Complete digital KYC for an instant credit check
4. Sign online loan agreements from approved NBFCs

Why Choose Kissht for Your Instant Personal Loan Needs?
Kissht differentiates itself by offering quick, reliable loans with flexible repayment plans tailored for both emergencies and business growth. This platform emphasizes a user-friendly online application process characterized by transparency and competitive interest rates. The expense tracker feature provides valuable insights into spending habits by analyzing transactional messages.

What Makes Kissht Unique?

1. Easy Approval: Secure instant loans online with minimal paperwork through a fully digital process.
2. Instant Fund Transfer: Direct fund transfers to your bank account are guaranteed.
3. Safe & Transparent: Compliance with RBI guidelines ensures user safety, with clear processes and no hidden fees.
4. Customer-Centric Approach: A commitment to a human-first strategy guarantees an enriching user experience.
5. Competitive Rates: Access lower-interest loans paired with flexible repayment options.

Our Commitment to Customer Safety:
Kissht implements strict communication protocols for payment reminders, utilizing only registered landline numbers. Payments are collected exclusively through the app or website without involving personal accounts or commissions. The app adheres to RBI and MeitY guidelines while ensuring user privacy by not accessing contact lists or reaching out to friends or relatives regarding loan repayments.

Contact Us:

1. Email us at [email protected] OR call our customer care at 08044745884 / 08062816309.
2. Please provide any relevant screenshots or recordings of communications.

Address:
10th Floor,
Tower 4, Equinox Park,
LBS Marg, Kurla (West), Mumbai - 400070

Kissht’s approach promises a swift solution for those needing quick access to funds, offering personal loans up to ₹5,00,000 with a straightforward application process and competitive rates.